Terms of Use

Welcome to FinLek. By accessing or using our platform at finlek.com, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the platform.

FinLek is operated by Revido LLC, located at 2106 House Ave Suite 383, Cheyenne, WY 82001, USA.

FinLek is a free financial and consumer comparison platform that helps users in Albania compare mortgages, insurance products, telecom plans, fuel prices, and deposit products. The platform aggregates publicly available data from Albanian banks, insurers, telecom operators, and fuel stations.

FinLek is an informational tool only. We do not provide financial advice, investment recommendations, or professional consulting of any kind. The platform is designed to help you research and compare options, not to replace professional financial guidance.

The platform uses analytics tools to collect anonymized usage data for the purpose of improving the service. By using the platform and accepting cookies, you consent to this data collection as described in our Privacy Policy.

All information presented on FinLek is sourced from publicly available data and is provided strictly for informational and reference purposes. We make no guarantees regarding the accuracy, completeness, or timeliness of any data displayed on the platform.

Product rates, terms, fees, and availability may change at any time without notice. You should always verify current rates, terms, and conditions directly with the respective financial institution or service provider before making any financial decisions.

FinLek does not endorse, recommend, or favor any particular provider or product. The order in which products appear may be influenced by various factors including promotional arrangements.

You may create an account on FinLek using phone number verification via one-time password (OTP). You are responsible for maintaining the security of your account and for all activity that occurs under your account.

You agree to provide accurate information when creating your account and to notify us immediately if you suspect any unauthorized use of your account.

When using FinLek, you agree not to: scrape, crawl, or use automated tools to extract data from the platform; attempt to gain unauthorized access to any part of the platform or its systems; use the platform for any unlawful or fraudulent purpose; interfere with or disrupt the operation of the platform; or misuse the AI assistant feature, including attempting to manipulate it into providing content that violates these terms.

We reserve the right to suspend or terminate access for any user who violates these terms.

The FinLek brand, logo, design, and platform software are the property of Revido LLC and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of the platform without our prior written consent.

Content you create on the platform, such as saved comparisons and price alerts, belongs to you. However, by using the platform you grant us a limited license to store and process this content as necessary to provide the service.

FinLek includes an AI-powered assistant that can answer questions about financial products and the Albanian financial landscape. The AI assistant is provided as an informational tool only.

Responses from the AI assistant do not constitute professional financial, legal, or tax advice. AI-generated responses may contain inaccuracies or outdated information. You should not rely solely on the AI assistant when making financial decisions.

To the maximum extent permitted by applicable law, Revido LLC and FinLek shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the platform.

This includes, without limitation, any damages resulting from: decisions made based on information displayed on the platform; actions or omissions of any financial institution or service provider; inaccuracies in product data, rates, or terms; or interruptions or errors in the platform service.

FinLek may contain links to websites operated by banks, insurers, telecom operators, and other third parties. These links are provided for your convenience and do not constitute an endorsement or recommendation by FinLek.

We are not responsible for the content, privacy practices, or availability of any third-party websites. Your use of third-party websites is subject to their respective terms and conditions.

We reserve the right to modify these Terms of Use at any time. When we make changes, we will update the "Last updated" date at the top of this page. Your continued use of the platform after any modifications constitutes acceptance of the updated terms.

We encourage you to review these terms periodically to stay informed of any changes.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Wyoming, United States of America, without regard to its conflict of law provisions.

Any disputes arising from or relating to these terms or your use of the platform shall be subject to the exclusive jurisdiction of the courts located in Laramie County, Wyoming.

If you have questions about these Terms of Use, please contact us:

Revido LLC 2106 House Ave Suite 383 Cheyenne, WY 82001, USA Email: [email protected]